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Citizens Property Insurance Corporation


Citizens Property Insurance Corporation was created by the Florida Legislature in August 2002 as a not-for-profit, tax-exempt, government entity. Its mission is to provide insurance protection to Florida policyholders who are entitled to but are unable to find property insurance coverage in the private market.

Citizens customers include Florida home, business and condominium owners, as well as Florida property owners who come to Citizens seeking coverage. Citizens is funded by policyholder premiums and, additionally, if its surplus is depleted in the wake of a particularly devastating storm or series of storms, Florida law requires Citizens to levy assessments on most Florida property-casualty insurance policyholders until any deficit is eliminated. These financial responsibilities drive Citizens' commitment to quality customer service and rigorously sound financial management.

Citizens operates according to statutory requirements created by the Florida Legislature and a Plan of Operation approved by the Florida Financial Services Commission. The corporation is governed by a Board of Governors that administers its Plan of Operation. Florida's Governor, President of the Florida Senate, Speaker of the Florida House and the state's Chief Financial Officer each appoint two members to the Board.

Citizens has offices in Tallahassee, Jacksonville and Tampa. Tallahassee is the corporate headquarters for the organization. The Jacksonville and Tampa offices provide policy services and underwriting, claims, and customer support.



Employees receive paid vacation time after three months of employment. Vacation time depends on the position level and years of service. Vacation time is prorated in the first year of service.

Paid Holidays

Citizens observes nine holidays each year, plus one personal holiday.

Sick Leave

All employees scheduled to work 40 hours per week receive 12 days (96 hours) of sick time per year. Employees working a reduced work schedule will receive a prorated amount of sick time.

Retirement Savings 401(a)/457(b)

Employees are eligible to enroll on their date of employment with no waiting period. The first 8 percent of pre-tax salary contributions are matched 100 percent by Citizens. Employees are fully vested in the company match after only three years of employment.


Competitively priced premium costs are shared by both Citizens and employees.

Career Opportunities

Joining the Citizens team will provide many opportunities for personal and professional growth. Citizens offers competitive salaries, as well as great benefits that include a retirement savings plan with a generous company match and medical, dental, vision, group life and short-term disability insurance.