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Employer Quick Look

Cottonwood Financial

Retail, Banking - Financial Services, Credit - Loan - Collections
HQ: Irving, TX   |   1,000 - 2,500 employees  |  
Founded in 1996, Cottonwood Financial is one of the largest privately held retail consumer finance companies in the United States.  We have 340+ locations, under our Cash Store brand, across the country.  Through this national brick-and-mortar footprint, we provide best-in-class customer service and offer an innovative mix of financial products and services to our customers.
Key Company Facts
  • Profitable every year since inception
  • Company has zero debt - growth is funded through internally generated capital
  • Locations are 100% company owned – no franchises
  • Named multiple times to the Inc. 5000 list of America's fastest-growing private companies
  • Named multiple times to the Dallas 100 list of the fastest-growing private companies in North Texas

The US consumer finance industry has annual revenues exceeding $40 billion. Retail consumer finance companies serve a diverse mix of consumers who are seeking short-term cash loans as a low-cost alternative to costly bank fees, late payment penalties, and other less desirable short-term credit options.  

Current Product Mix
  • Installment Loans
  • Title Loans
Full-Time Employee Benefits
  • Medical, dental, and vision
  • Voluntary life/ AD&D
  • Short-term & long-term disability
  • 401K with company match
  • Paid vacation, holidays, and sick time
  • Paid maternity, paternity, extended medical leave and jury duty
  • Corporate discount program on personal cell phone accounts with select providers
  • Business casual work environment